The main reason it's difficult to get a loan for any cannabis related business is that the recreational and medical marijuana industries are heavily constricted with legal red tape. Marijuana is still an illegal, controlled substance on a federal level in the USA. Until prohibition is formally ended, the FDIC will not insure traditional major bank loans for businesses that depend on this currently-illicit substance. It is not likely that you can walk into a federal bank and obtain financing for your startup cannabis business. However, there are several options for getting the working capital you need, especially if you have good credit and a brilliant business idea. At Latter Financial Group we have the ability to fund this industry with our alternative funding options.