Borrowing against your 401K means, you are borrowing from yourself. Unlike borrowing from a bank, the interest you pay, you pay to yourself. The amount you borrowed is no longer invested so rather than getting investment gains; your “gain” is the interest you payback. This is our 401k Rollover for Working Capital program. Also known as a Rollover for Business Startups (ROBS) as coined by the IRS. Essentially, we are rolling their funds into a new 401k plan (designed by our team) which purchases stock in the client’s private C-corp. By purchasing stock, it puts the funds in their corporate checking account to be usable for any business purpose. They can then contribute profits/revenues back to the 401k plan, along with offer it to employees.